Whether you’re an individual, family, or business, The Powell Agency has you covered.
Learn About The Powell Agency
At The Powell Agency, we understand that insurance can be a complex and challenging process. That’s why we have developed our team and processes to make it as stress-free as possible for our clients. Our team is comprised of experienced professionals who are well-versed in the different types of insurance coverages, so they can explain the options available, and help our clients from the start. Whether you’re looking for insurance for yourself, your family, or your business, The Powell Agency has you covered. Call, text, email, or stop by to find out how we make the insurance process an enjoyable one.
Read Our Agency Reviews
We are proud to have over 45 reviews over the years, read some of them to see why our clients continue to recommend us.
Our Team Has Your Back
We specialize in a variety of coverage options to meet your unique insurance needs.
Insurance Simplified for You, Your Family, or Your Business
The Powell Agency offers a variety of personal insurance, business insurance, and insurance by industry solutions to help you protect what matters most.
Why Choose The Powell Agency?
When it comes to shopping for insurance, we’re here to make it simple and enjoyable. Here’s how.
We understand insurance can be complicated, and we’re here to help you cover what you care about.
We understand that your time is valuable, and our team is here to make it a stream-lined process.
We understand the balance between cost and coverage, and we’re here to help you find a plan for your budget.
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.
The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.
Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
Click it. Read it. Cover it.
- Click on the hotspots.
- Discover your risks.
- Explore coverage options.
Not what you’re looking for?
Explore more interactive graphics.
Manage Your Policies
Already a client of The Powell Agency? Visit our Service Center to make requests and manage your insurance.
As a veteran-owned and locally-owned business, we understand your risks in a unique way that others may not—giving us the advantage of helping you manage those risks through insurance coverage. We are proud to serve clients locally in Plano, TX, and across Texas. Call, email, text, or visit us today!
Our Clients Rave About Us
Check out our reviews and see why you should switch to The Powell Agency.
“Great agency! John, the owner, is a Army vet. Longtime Texan originally from California, he makes sure that all of their clients are covered with the insurance policy that protects them best.”
“Robert and John did a great job going through the coverage I needed for my home, auto, umbrella, rental homes and life policies.”
“They have been fantastic to deal with. They setup a home and contents insurance policy for us and it was a simple process and they also gave us some really good professional advise on coverage options as well.”
Let's Get Started
Contact The Powell Agency
"*" indicates required fields